Bank of America Corporation (BAC)
Financial Services · Banks - Diversified · Data as of 2026-10-22
Bottom line
BAC is trading at a premium to its history, in the middle of its recent price range, and recent volume shows no clear direction. The picture is mixed, so it may be worth watching rather than acting on. Past patterns are not a guarantee of future results.
Valuation — Above its usual book-value multiple (Red)
For financial companies we look at price versus book value. BAC trades at 1.2× book value, against its own typical 1.1× while earning a 11% return on equity. Its current multiple sits around the 42nd percentile of its own last five years — around the middle of its own range.
Price zones — In the middle of its recent range (Yellow)
At $51.08, the stock sits between its recent support and resistance levels. Over the past year BAC has traded between $46.12 and $65.22; its historical support zone sits near $46.12 and resistance near $55.08. It is below both its 50- and 200-day averages, which has historically signalled a downtrend.
52-week range $46.12–$65.22 · 50-day average $58.00 · 200-day average $55.08
Money flow — No clear direction (Yellow)
Buying and selling volume in BAC have been fairly balanced recently, with no strong accumulation or distribution pattern. Volume on up days has been about 0.8× volume on down days over the last 30 sessions.
Dividends & company facts
BAC paid $1.16 a share in dividends over the past year — 2.3% of today's price — and has raised it in each of the last five years. It returned more through buybacks: $18.6 billion in fiscal 2025, about 5.2% of its market value.
- Dividend yield (12 months)
- 2.27%
- Paid over 12 months
- $1.16 a share
- Payout ratio
- 30.4%
- Buybacks
- 5.21% (fiscal 2025)
- Shares, past year
- -4.1%
- Revenue, 12 months
- $194.7B
- Profit, 12 months
- $32.1B
- Employees
- 211,000
- CEO
- Brian T. Moynihan
- Headquarters
- Charlotte, NC
- Listed since
- 1973 · NYSE
About the company
Operating globally through its various subsidiaries, Bank of America Corporation offers a comprehensive range of banking and financial products and services. Its extensive clientele includes individual consumers, small and mid-market businesses, institutional investors, large corporations, and government bodies worldwide. The Consumer Banking division provides diverse options such as traditional and money market savings accounts, certificates of deposit, individual retirement accounts (IRAs), and both interest-bearing and non-interest-bearing checking accounts, in addition to investment…
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一句话结论
BAC 相对自身历史处于溢价水平，处于近期价格区间的中部，近期成交量没有明确方向。整体情况好坏参半，也许更适合先观察，而不是急于行动。过去的形态并不能保证未来的结果。
估值 — 高于其惯常的市净率水平
对金融公司，我们看的是价格与账面价值的关系。BAC 的市净率为 1.2×，而它自身惯常的水平是 1.1×，同时取得 11% 的净资产收益率。它当前的估值倍数大约位于自身过去五年分布的第 42 百分位——处于自身区间的中部。
价格区间 — 处于近期区间的中部
目前价格为 $51.08，位于其近期的支撑位与阻力位之间。过去一年 BAC 的价格在 $46.12 到 $65.22 之间波动；其历史支撑区在 $46.12 附近，阻力区在 $55.08 附近。它同时位于 50 日和 200 日均线下方，这在历史上通常对应下降趋势。
资金流向 — 方向不明确
BAC 近期的买卖成交量大致均衡，没有明显的吸筹或派发形态。过去 30 个交易日，上涨日的成交量约为下跌日的 0.8×。
股息与公司概况
BAC 过去一年每股派息 1.16 美元，相当于当前股价的 2.3%，过去五年每年都有上调。它通过回购返还了更多：2025 财年回购 186亿美元，约占市值的 5.2%。
UnderTheLight 用直白的语言解释股票——估值、价格区间与资金流向。它只描述数据，不构成任何投资建议。
UnderTheLight explains stocks in plain English — valuation, price zones and money flow as traffic lights, recomputed nightly. It describes data; it is not investment advice and never recommends a trade.