Fair Isaac Corporation (FICO)
Technology · Software - Application · Data as of 2026-10-22
Bottom line
FICO is trading near its usual valuation, in the middle of its recent price range, and recent volume shows no clear direction. The picture is mixed, so it may be worth watching rather than acting on. Past patterns are not a guarantee of future results.
Valuation — Cheap-looking, with quality flags (Yellow)
FICO trades at 22× earnings, below its own 5-year average of 51× and below similar technology companies we track (31×, 86 peers). Historically this has been on the cheaper side for the stock. Its free-cash-flow yield is about 5.9%. Growth is slower than its 3-year pace, which deserves some caution. Its current multiple sits around the 2nd percentile of its own last five years — toward the low end of its own range.
Quality check: revenue growth has slowed to about 16% a year (3-year pace about 13%; analysts expect about 10% next year), while the multiple sits at the low end of its own history. That combination can mean the market is pricing a slower business rather than offering a bargain.
Price zones — In the middle of its recent range (Yellow)
At $823.27, the stock sits between its recent support and resistance levels. Over the past year FICO has traded between $586.05 and $1,858.91; its historical support zone sits near $586.05 and resistance near $918.14. It is below both its 50- and 200-day averages, which has historically signalled a downtrend.
52-week range $586.05–$1,858.91 · 50-day average $918.14 · 200-day average $1,149.91
Money flow — No clear direction (Yellow)
Buying and selling volume in FICO have been fairly balanced recently, with no strong accumulation or distribution pattern. Volume on up days has been about 0.8× volume on down days over the last 30 sessions.
Dividends & company facts
FICO doesn't pay a dividend now; it last paid one in March 2017, but it bought back $1.4 billion of its shares in fiscal 2025, about 8.2% of its market value. Its share count fell 7.6% over the past year and 22.2% over five.
- Buybacks
- 8.19% (fiscal 2025)
- Shares, past year
- -7.6%
- Revenue, 12 months
- $2.4B
- Profit, 12 months
- $815M
- Employees
- 3,876
- CEO
- William J. Lansing
- Headquarters
- Bozeman, MT
- Listed since
- 1987 · NYSE
About the company
Fair Isaac Corporation, also known as FICO, delivers advanced analytics, software solutions, and data management services designed to help businesses optimize, automate, and interconnect their crucial decision-making processes. These offerings reach clients across the Americas, Europe, the Middle East, Africa, and the Asia Pacific region. The company operates through two main divisions: Software and Scores.
Related stocks
一句话结论
FICO 估值接近其惯常水平，处于近期价格区间的中部，近期成交量没有明确方向。整体情况好坏参半，也许更适合先观察，而不是急于行动。过去的形态并不能保证未来的结果。
估值 — 看似便宜，但有质量警示
FICO 目前的市盈率为 22×，低于其自身 5 年平均的 51×，并且低于我们追踪的同类Technology公司（31×，86 家）。从历史来看，这属于该股较便宜的一侧。其自由现金流收益率约为 5.9%。增速已慢于其 3 年的平均步伐，这一点值得留意。它当前的估值倍数大约位于自身过去五年分布的第 2 百分位——处于自身区间的偏低位置。
质量核对：营收增速已放缓至每年约 16%（3 年平均步伐约为 13%；分析师预期明年约为 10%），而估值倍数正处于自身历史的低位。这样的组合可能意味着市场在为一个增长更慢的业务定价，而不是在给出便宜的价格。
价格区间 — 处于近期区间的中部
目前价格为 $823.27，位于其近期的支撑位与阻力位之间。过去一年 FICO 的价格在 $586.05 到 $1,858.91 之间波动；其历史支撑区在 $586.05 附近，阻力区在 $918.14 附近。它同时位于 50 日和 200 日均线下方，这在历史上通常对应下降趋势。
资金流向 — 方向不明确
FICO 近期的买卖成交量大致均衡，没有明显的吸筹或派发形态。过去 30 个交易日，上涨日的成交量约为下跌日的 0.8×。
股息与公司概况
FICO 目前不派发股息；最近一次派息是在 2017年3月，但在 2025 财年回购了 13.8亿美元 的股票，约占市值的 8.2%。其股数过去一年减少了 7.6%，五年减少了 22.2%。
UnderTheLight 用直白的语言解释股票——估值、价格区间与资金流向。它只描述数据，不构成任何投资建议。
UnderTheLight explains stocks in plain English — valuation, price zones and money flow as traffic lights, recomputed nightly. It describes data; it is not investment advice and never recommends a trade.